Gym and other Sports

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Gym andother Sports

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Gym and sports additional coverage

Gym and other sports help to maintain good health and this is what makes this coverage so important. To encourage you to practice a sports activity, additional insurances allow you to be reimbursed for your contributions. 

Not all sports and fitness centers are reimbursed the same and the insurance companies do not offer the same amount. We are going to go through the important points to have in mind.

Gym and sports  additional coverage

Gym and other sports help to maintain good health and this is what makes this coverage so important. To encourage you to practice a sports activity, additional insurances allow you to be reimbursed for your contributions. 

Not all sports and fitness centers are reimbursed the same and the insurance companies do not offer the same amount. We are going to go through the important points to have in mind.

What is the best  reimbursement ?

Gym : the best coverage we found gives CHF 1’000.- / year.

Other sports : be careful, the lists can be restrictive but you can be given CHF 300.- / year

What is the best reimbursement ?

Gym : the best coverage we found gives CHF 1’000.- / year.

Other sports : be careful, the lists can be restrictive but you can be given CHF 300.- / year.

Gym reimbursement main points

This is the most common reimbursement in additional coverage.This is also the item where the reimbursements are the highest.

It is however important to analyze several points.

The % of reimbursement : Even though some companies give a fixed amount for the gym, most of them will give back a % of the bill limited to a maximum amount. In this case, you should check the price of your membership and compare to see which offer is the best for you.

The maximum amount : each company offers a different amount. It can vary between 150.- and 1’000.- per year. Therefore, it is an important data to look at.

Fitness centers list : most companies have the only restriction that the Fitness center is a Qualitop / Qualicert member. This is an association that controls several criterias and gives an accreditation to most fitness centers. However, depending on your company, it is important to check if your fitness center is in.

Fitness centers listed

Free list : Some additional insurances for fitness have no restrictive list. Indeed, it is also possible to be reimbursed with a simple membership bill. Others will require that the fitness center is listed in the commercial register. 

Therefore, it is important to make the best choice. Our advisors are at your disposal to help you to compare and choose wisely.

Gym reimbursement main points

This is the most common reimbursement in additional coverage.This is also the item where the reimbursements are the highest. It is however important to analyze several points.

The % of reimbursement : Even though some companies give a fixed amount for the gym, most of them will give back a % of the bill limited to a maximum amount.

In this case, you should check the price of your membership and compare to see which offer is the best for you.

 

The maximum amount : each company offers a different amount. It can vary between 150.- and 1’000.- per year. Therefore, it is an important data to look at.

 

Fitness centers list : most companies have the only restriction that the Fitness center is a Qualitop / Qualicert member. This is an association that controls several criterias and gives an accreditation to most fitness centers. However, depending on your company, it is important to check if your fitness center is in.

Fitness centers listed

Free list : Some additional insurances for fitness have no restrictive list. Indeed, it is also possible to be reimbursed with a simple membership bill. Others will require that the fitness center is listed in the commercial register. 

Therefore, it is important to make the best choice. Our advisors are at your disposal to help you to compare and choose wisely.

Other sports reimbursed

This is one of the most unknown coverage. Indeed, on top of the gym, other sports can be reimbursed, even though the list is restrictive and varies between the companies.

It can be a membership for yoga, dance, or football for example. They could all be reimbursed if we select the adapted product.

As for the fitness, once your membership is paid, you can send the bill to the insurance company and be partly reimbursed.

List for other sports (main ones)

Here are some examples of the sports that can be reimbursed. Warning: it is not always the case, but it often has to be recognized by Qualitop/Qualicert.

Zumba – Yoga – AquaFit – Swimming pool membership  – Dance – Aerobic – Football – Tennis – Badminton –  fight sports – CrossFit – Etc.

Can I be refused for additional coverage

Generally speaking,  additional coverage is subject to private laws. Indeed, it is possible to be refused depending on your health history. This is why it is important to get good coverage while being in good health. In any case, we will fight for you to be accepted.

Other sports reimbursed

List for other sports (main ones)

This is one of the most unknown coverage. Indeed, on top of the gym, other sports can be reimbursed, even though the list is restrictive and varies between the companies.

It can be a membership for yoga, dance, or football for example. They could all be reimbursed if we select the adapted product.

As for the fitness, once your membership is paid, you can send the bill to the insurance company and be partly reimbursed.

Here are some examples of the sports that can be reimbursed. Warning: it is not always the case, but it often has to be recognized by Qualitop/Qualicert.

Zumba – Yoga – AquaFit – Swimming pool membership  – Dance – Aerobic – Football – Tennis – Badminton –  fight sports – CrossFit – Etc.

Can I be refused for additional coverage ?

Generally speaking,  additional coverage is subject to private laws. Indeed, it is possible to be refused depending on your health history.

This is why it is important to get good coverage while being in good health. In any case, we will fight for you to be accepted.

Other possible coverage

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