LCA Complementaries
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ComplementariesLCA
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What is the goal of additional coverage
The primary goal of additional coverage is to fill the gaps of the LaMal. Indeed, LaMal’s coverage is often insufficient.
The additional coverage allows you to be protected as high as you expect. It can for example provide you protection abroad or allow you to be reimbursed for natural therapies. You can make a selection depending on your needs and interests. Our LCA comparison tool, owing to its algorithm, allows you to select precisely the coverage that interests you and will automatically select the best offer based on your choices.
Partenaires officiels des 16 plus grandes compagnies d'assurance maladie en Suisse, nous vous aidons à comparer !
What is the goal of additional coverage ?
The primary goal of additional coverage is to fill the gaps of the LaMal. Indeed, LaMal’s coverage is often insufficient.
The additional coverage allows you to be protected as high as you expect. It can for example provide you protection abroad or allow you to be reimbursed for natural therapies. You can make a selection depending on your needs and interests. Our LCA comparison tool, owing to its algorithm, allows you to select precisely the coverage that interests you and will automatically select the best offer based on your choices.
Choose the good additional coverage
It is important to notice that every health insurance company can provide additional coverage. Is it always the same ? Absolutely not. The differences in terms of prices and reimbursements are huge.
There are several groups of additional coverage and we divided it into 3 modules.
Risks and cares module :
We consider this module as the basic one due to the fact that it covers for the main lacks in the LaMal. Here are some examples: ambulance, coverage abroad, repatriation, off-list medicines etc.
Alternative module :
This module allows you to be healed in a different way with natural treatments. Indeed, it gives you access to more than 60 natural therapies. Here are some examples of the specialties covered: osteopathy, homeopathy, reiki, lymphatic drainage, acupuncture etc.
Hospitalization module :
This module is apart as this is the one that allows a care for high standards hospitalization. We are lucky to have great public university hospitals, however, the access to private clinics offers more comfort, and more importantly the possibility to choose your surgeon. In the most serious moments (operation), it is important to be allowed to choose the best one.
How to choose the good additional coverage ?
It is important to notice that every health insurance company can provide additional coverage. Is it always the same? Absolutely not. The differences in terms of prices and reimbursements are huge.
There are several groups of additional coverage and we divided it into 3 modules.
Risks and cares module :
We consider this module as the basic one due to the fact that it covers for the main lacks in the LaMal. Here are some examples: ambulance, coverage abroad, repatriation, off-list medicines etc.
Alternative module :
This module allows you to be healed in a different way with natural treatments. Indeed, it gives you access to more than 60 natural therapies. Here are some examples of the specialties covered: osteopathy, homeopathy, reiki, lymphatic drainage, acupuncture etc.
Hospitalization module :
This module is apart as this is the one that allows a care for high standards hospitalization. We are lucky to have great public university hospitals, however, the access to private clinics offers more comfort, and more importantly the possibility to choose your surgeon. In the most serious moments (operation), it is important to be allowed to choose the best one.
The important criterias
There are many solutions, but how to choose the good one ?
Additional coverage is very specific and offers different reimbursements between each company.
We recommend you to compare several solutions and companies. Then, the amounts and levels of reimbursements have to be compared. The general conditions also give crucial information. Prices and discounts are also essential.
Can additional coverage be refused ?
On the opposite of basic insurance, additional coverage follows private laws and is subject to a medical questionnaire.
Therefore, the companies can refuse to insure you depending on your medical history. This is why it is important to choose one when we are in good health.
Can I get discounts thanks to santé.app ?
We are the official partner of more than 35 insurance companies. Due to this, we could negotiate and obtain discounts for our clients.
On top of advising you in a free and neutral way, we will make you benefit from all our discounts and advantages.
The important criterias
Can additional coverage be refused ?
There are many solutions, but how to choose the good one ? Additional coverage is very specific and offers different reimbursements between each company.
We recommend you to compare several solutions and companies. Then, the amounts and levels of reimbursements have to be compared. The general conditions also give crucial information. Prices and discounts are also essential.
On the opposite of basic insurance, additional coverage follows private laws and is subject to a medical questionnaire. Therefore, the companies can refuse to insure you depending on your medical history. This is why it is important to choose one when we are in good health.
Can I get discounts thanks to santé.app ?
We are the official partner of more than 35 insurance companies. Due to this, we could negotiate and obtain discounts for our clients. On top of advising you in a free and neutral way, we will make you benefit from all our discounts and advantages.
Additional coverage possible
Additional coverage possible
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